{
  "disclaimer": "Goldirham Insight: educational research, not financial advice. Scores are editorial opinions, not forecasts. Simulated prices are illustrations, not market data.",
  "rows": [
    {
      "symbol": "VOO",
      "name": "Vanguard S&P 500 ETF",
      "theme": "The broad-market anchor every portfolio needs",
      "upside": 5.5,
      "safety": 9.5,
      "ai_exposure": 6,
      "review_status": "unreviewed",
      "reviewed_by": null,
      "reviewed_at": null,
      "review_sources": null,
      "thesis": "Ultra-low-cost S&P 500 exposure — the ballast around your thematic bets.",
      "why_it_could_work": "Diversified across 500 leading US companies | Captures AI upside via its mega-cap weightings | Among the lowest fees available anywhere | The definition of a 'sleep well' holding",
      "key_risks": "Increasingly top-heavy in mega-cap tech | Falls with the broad market in a recession | Lower upside than focused thematic funds",
      "cycle_stage": "The portfolio anchor — broad, cheap and durable."
    }
  ]
}
